This year just started out on the wrong foot for us. My husband has been working daylight until dark almost every day and we still can't get caught up. My two year old son was diagnosed with type 1 diabetes in June and I've just about had it with the bill collector's calling (quit answering my phone awhile ago). Our tv has been off for a month, since we arrived back home from Pittsburgh with our son. We have three loan payments due on the 16th (log skidder (hubby's work), truck pmt, and credit consolidation from a few years ago) and right now every last dime will have to go into those. My husband's cell phone is due to be shut off (only way to get ahold of him when he's at work). He works by himself so it is pretty critical. I applied for a loan on the prosper website but PA's maximum interest is only 6% so people don't seem to interested in helping me out. Any other advice would be greatly appreciated. I feel like I'm standing at the edge and ready to jump.

www.prosper.com/lend/list...ls-listing